If you’ve taken on the task of mapping out your annual financial plan, you deserve a pat on the back. Ensuring that you’ve covered all of the bases is important to both your short- and long-term financial health.
If your savings account is not as big as you'd like it to be, it turns out that you're not alone. Americans are notoriously bad at saving for retirement — and one in three have nothing saved for retirement at all.
You’re working hard to build up some financial security with investments, your home and personal property. So it only makes sense to work just as hard to protect yourself in the event something should happen to you.